About

About Tim Hanbury

Tim Hanbury

Hanbury Group is led by Tim Hanbury, a Registered Health Underwriter (RHU) with nearly 30 years of experience in the health insurance business. He was a sales manager for BCBS of SC and a Vice President of Sales for Cigna Healthcare, a fortune 100 company. His expertise ranges from individual to group health insurance coverage, including medical, dental, life, vision and disability.

With the legislation of the Affordable Care Act, South Carolina elected to offer plans through the Federal Marketplace or what's also called Healthcare.gov.  In South Carolina, we have one carrier that offers plans statewide and three that offer in selected counties of SC.

Agents in South Carolina were required to obtain certifications with the Federal Government (DHHS & CMS) along with each of the four carriers. Tim Hanbury has passed these difficult and rigorous certification exams to become a "Certified FFM Insurance Agent". This invaluable knowledge enables him to help you cross compare your options among 38 plan offerings amongst the four carriers.

In addition to helping you navigate your many options and advising you on the best plan to meet your financial and health care needs, he's there for you when it really matters. When a health coverage issue occurs down the road and you're getting the run around by a provider or the insurance company, he's there to help as your advocate.

His knowledge into the inner workings of insurance companies - with a thorough understanding of government regulations and how they affect our daily lives - is extensive. He's a great person to have on your side and his assistance will cost you no more than what you would pay if you purchased the plan directly from the carrier.


Certificate

Local Agent Becomes PPACA Certified

Columbia, South Carolina - Tim Hanbury with Hanbury Group became certified through The National Association of Health Underwriters (NAHU) new professional development course on the Patient Protection and Affordable Care Act (PPACA). This continuing education course for agents has been approved in all 50 states, and Hanbury will receive education credits from the South Carolina Department of Insurance.

Hanbury completed this 10-hour course to receive the most up-to-date information on the key technical components of PPACA and is prepared to counsel his/her clients on upcoming required healthcare changes and new options for health plans.

"By taking this course, Hanbury has joined an elite group who is uniquely qualified to assist clients in complying with the new law," said NAHU CEO Janet Trautwein. "He understands how the market is likely to change over the next few years, and is in the perfect position to advise families and businesses in planning for the future.

Topics of study include:
  • Implementing healthcare reform overview and politics
  • Grandfathered plans and the small-business tax credit
  • Medicare Part D and non-discrimination rules
  • Patient protection and changes to consumer-directed health plans
  • Medical loss ratio requirements and tax implications
  • W-2 reporting, summary of benefits, waiting periods, essential benefits and community rating
  • Individual mandate, pre-existing conditions and rating reform
  • Health insurance exchanges for individuals and small employers
  • Employer pay or play
  • Self-insured plans

The National Association of Health Underwriters represents 100,000 professional health insurance agents and brokers who provide insurance for millions of Americans. For more information, please call Tim Hanbury, 803.708.7405 and TIM@HANBURYGROUP.COM.


Purchase A Plan

If you would like to go forward to enroll in a plan, please provide the information below so that we can contact you. If you prefer, you can call us during normal working hours at 803.708.7405 to set up an appointment.

*There is no additional cost for an agent to assist you - why do this yourself?*